Elevate your brokerage experience with Granite—where your success is our cornerstone.

Granite Home Loans (Granite), established in 2018, is a broker-driven business focused on providing innovative and niche home loan solutions at competitive rates exclusively through brokers.

We are part of the ColCap Financial Group. ColCap is a major non-bank lender headquartered in Sydney.​

Granite – Building brighter futures on rock-solid foundations.

As a broker, you build brighter futures for your clients. And Granite is built to provide brokers with competitive, innovative and niche mortgage products.

Making Granite the rock-solid choice for brokers building solid foundations for a thriving business and fostering lasting client relationships.

Granite delivers across each step of the home loan journey, providing personalised services, tailored products, and support to ensure every loan is handled with expert care from enquiry to settlement.

ColCap Financial

ColCap Financial Limited (ColCap) ACN 119 531 252 (Australian Financial Services Licence and Australian Credit Licence 337 303), established in 2006, offers primarily Australian residential mortgage loans to prime borrowers through wholesale, retail, and broker distribution channels. ColCap has a loan portfolio in excess of A$19 billion and employs over 380 staff in Australia, the UK and the Philippines, with its head office in Sydney.

Our founders

Bridget Sakr
Director and Co-Founder

Bridget is a passionate, respected and trusted senior business leader with over 25 years’ financial services experience. A senior executive with experience in directing business growth, elevating brand awareness, increasing revenue, profitability and market share in the highly competitive and regulated mortgage and associated Lenders Mortgage Insurance market.

Bridget’s career commenced in 1991 at Commonwealth Bank of Australia on a graduate trainee program. She joined Genworth in 1994, (formerly HLIC and GE Mortgage Insurance), an ASX Listed company and leading provider of Lenders Mortgage Insurance, her career spanning over 22 years. She covered many roles from Credit, Operations, Securitisation, Sales and Commercial. Bridget was appointed as the National Sales Leader in 2004, where she first joined the senior leadership team reporting to the CEO. During her time in this role, she expanded the sales team from 18 to 28 and exceeded revenue targets by 25% year on year. In 2010, Bridget was appointed as the Chief Commercial Officer where she led, developed and inspired high performing cross-functional team of 40, including Partnership and Distribution, Marketing and Communications, Product Management and Corporate development teams.

Bridget holds a Bachelor of Arts, Economics Major, University of Sydney and a Graduate Certificate in Humans Resource Management, UTS. Bridget is a member of the Australian Institute of Company Directors (AICD) and has attended the Foundations of Directorship course, (AICD).

Yianni Socratous

General Manager
yianni.soc@granitehomeloans.com.au
0404 078 258

Yianni has a wide range of experience in Finance, eCommerce and Digital Marketing. A jack-of-all-trades with a specific focus towards sales and business development, systems integration and process improvement. He has a unique blend of skills allowing him to fulfil almost any mortgage finance role along the acquisition, credit, operations, admin and processing pipeline.

Yianni joined Genworth in 2011 as a Corporate Relationship Manager in the Commercial team Major Bank segment. During his time at Genworth, he managed and supported customers such as NAB, Westpac (including St George, BT LMI, RAMS) and CBA. He was responsible for systems integration projects, oversaw application pipelines and managed key stakeholders within these organisations.

Prior to joining Genworth, Yianni worked for 9 years with a boutique lender that acted as a mortgage manager for Adelaide Bank and also utilised private, investor and portfolio funding to provide non-regulated mortgage loans to businesses and investors. Yianni was responsible for Application processing, credit approval and business development. During the GFC the company shifted focus and Yianni was responsible for collections, arrears management and property repossessions.

Craig Mackenzie
Non-Executive Director and Co-Founder

Craig is an experienced financial services executive with a focus on the mortgage and property segments. He joined CoreLogic in 2011 as General Counsel, after 10 years in a similar role at Genworth, Australia’s largest mortgage insurance company.

At CoreLogic, Craig was responsible for over 90% of the product and solution suite across a range of segments, including real estate, banking, mortgage broking, valuation, construction, wealth and government.

Prior to joining Genworth (previously part of General Electric) in 2001, Craig spent three years in London working at leading UK law firm, Herbert Smith having previously spent five years in Sydney at Dunhill Madden Butler (now PwC Legal).

With 20 years of experience in the residential mortgage industry, Craig has developed a deep understanding of the various components of the mortgage ecosystem, specifically the best practices in using property data and analytics, the valuation industry, and the overarching regulatory environment for mortgage finance.

Craig has a Bachelor of Commerce (Finance Major) and Bachelor of Law degrees from the University of New South Wales.