SMSF Easy Refinance

Our SMSF Easy Refinance solution requires reduced documents and is built around simple credit criteria- all designed for a fast and efficient credit decision. To qualify for our SMSF Easy Refinance product, the loan must be settled over 12 months ago, with an LVR < 80%.

Key features

Reduced documents

Simple credit criteria

Fixed rate option (max period – 10 years)

Offset account available (higher rate applies)

Make additional repayments
(Unlimited (fixed rate maximum $20,000))

Visa Debit card

Key features

Reduced documents

Simple credit criteria

Fixed rate option (max period – 10 years)

Offset account available (higher rate applies)

Make additional repayments
(Unlimited (fixed rate maximum $20,000))

Visa Debit card

Quick links

Product sheet

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Rates

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SMSF Easy Refi application documents

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Full features and benefits

Loan features

  • Principal and Interest / Interest only (maximum 75%)
  • Security type Residential or Commercial. New or existing property
  • Maximum loan term 359 months
  • Maximum LVR: 90% Residential, 80% Commercial
  • Maximum loan amount: Up to $3,000,000 per security
  • Easy refinance solution Yes, Clean credit, minimum 12 month loan satisfactory history
  • Residential: Investment only
  • Commercial: Investment or OO
  • Offset account: Yes (higher rate applies)

Eligibility requirements
for SMSF Easy Refi

  • Loan must be settled over 12 months ago
  • LVR < 80%
  • Rental income alone must service the new repayment

Borrower

  • Fund status Accumulation phase. Retirees not acceptable
  • Credit history Clear credit history
  • Employment type: PAYG / self employed
  • Acceptable borrowers Corporate Trustee only. Australian Citizens or permanent residents

Optional features

  • Fixed rate option (max period – 10 years)

Repayment features

  • Repayment frequency: P&I: Weekly, Fortnightly, Monthly Interest only: Monthly
  • Transaction functionality Transactions to and from SMSF CMA via internet, phone
  • Make additional payments Unlimited (fixed rate maximum $20,000)
  • Repayment method direct debit / auto draw from offset

Exclusions

  • No construction / vacant land

Calculator and LoanApp login

SMSF Easy Refi
calculator



LoanApp
All applications must be submitted via LoanApp

Calculator and LoanApp login

SMSF Easy Refi calculator



LoanApp
All applications must be submitted via LoanApp