About Us
Elevate your brokerage experience with Granite—where your success is our cornerstone.
Granite Home Loans (Granite), established in 2018, is a broker-driven business focused on providing innovative and niche home loan solutions at competitive rates exclusively through brokers.
We are part of the ColCap Financial Group. ColCap is a major non-bank lender headquartered in Sydney.
Granite – Building brighter futures on rock-solid foundations.
As a broker, you build brighter futures for your clients. And Granite is built to provide brokers with competitive, innovative and niche mortgage products.
Making Granite the rock-solid choice for brokers building solid foundations for a thriving business and fostering lasting client relationships.
Granite delivers across each step of the home loan journey, providing personalised services, tailored products, and support to ensure every loan is handled with expert care from enquiry to settlement.
ColCap Financial
ColCap Financial Limited (ColCap) ACN 119 531 252 (Australian Financial Services Licence and Australian Credit Licence 337 303), established in 2006, offers primarily Australian residential mortgage loans to prime borrowers through wholesale, retail, and broker distribution channels. ColCap has $21.8 billion+ assets under management in Australia and the UK and and employs over 500 people in Australia, the UK and the Philippines, with its head office in Sydney.
Our Executives
Bridget Sakr
Director and Co-Founder
Bridget is a passionate, respected and trusted senior business leader with over 25 years’ financial services experience. A senior executive with experience in directing business growth, elevating brand awareness, increasing revenue, profitability and market share in the highly competitive and regulated mortgage and associated Lenders Mortgage Insurance market.
Bridget’s career commenced in 1991 at Commonwealth Bank of Australia on a graduate trainee program. She joined Genworth in 1994, (formerly HLIC and GE Mortgage Insurance), an ASX Listed company and leading provider of Lenders Mortgage Insurance, her career spanning over 22 years. She covered many roles from Credit, Operations, Securitisation, Sales and Commercial. Bridget was appointed as the National Sales Leader in 2004, where she first joined the senior leadership team reporting to the CEO. During her time in this role, she expanded the sales team from 18 to 28 and exceeded revenue targets by 25% year on year. In 2010, Bridget was appointed as the Chief Commercial Officer where she led, developed and inspired high performing cross-functional team of 40, including Partnership and Distribution, Marketing and Communications, Product Management and Corporate development teams.
Bridget holds a Bachelor of Arts, Economics Major, University of Sydney and a Graduate Certificate in Humans Resource Management, UTS. Bridget is a member of the Australian Institute of Company Directors (AICD) and has attended the Foundations of Directorship course, (AICD).
Michael Csavas
Chief Commercial Officer
As Chief Commercial Officer at ColCap Financial and Granite, Michael brings 25 years’ experience in the financial services industry, including lending, finance, banking and wealth management, to the table to support broker channel distribution across Australia.
With diverse expertise across strategy, finance, distribution, start-ups, mergers & acquisitions and general management, his recent roles include General Manager Advice at Australian Unity and Chief Executive Officer of CBA subsidiaries Count Financial and mortgage aggregator, Finconnect, through turnaround and growth phases.
Michael has a Bachelor of Commerce in Accounting & Finance from the University of NSW (and is a CPA), an Applied Diploma in Finance from FINSIA, an Executive MBA from the Australian Graduate School of Management and a Cert IV in Finance & Mortgage Broking.
