Co-living (also known as Rooming House) properties are recognised as a solid rental-yielding property type. Granite Co-Living Loans are available for existing co-living-compliant properties and for constructing co-living-compliant properties. Note: Co-living is not a boarding house.
Key features
Flexible repayments
Offset accounts and multiple loan split
Redraw facilities
Visa Debit card
Online access available
Key features
Flexible repayments
Offset accounts and multiple loan split
Redraw facilities
Visa Debit card
Online access available
Quick links
Full features and benefits
Loan features |
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Borrower |
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Optional features |
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Repayment features |
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Exclusions |
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NDIS / Co-Living Established
Lender Protection Fees - Charged as a % of total loan amountReferral Partners excluded (OneContract, Sunrise Foundation, DEC Housing) |
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Established |
Owner Occupied |
Investment |
SMSF |
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>00% - 75% |
0.00% |
0.00% |
0.00% |
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>75% - 80% |
0.00% |
0.00% |
0.00% |
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>80% - 85% |
1.50% |
2.00% |
2.50% |
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>85% - 90% |
2.50% |
3.00% |
3.50% |
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>90% - 95% |
4.00% |
N/A |
N/A |
NDIS/Co-Living Construction
Lender Protection Fees - Charged as a % of total loan amountReferral Partners excluded (OneContract, Sunrise Foundation, DEC Housing) |
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Established |
Owner Occupied |
Investment |
Multi-Dwelling |
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>00% - 75% |
0.50% |
1.00% |
2.50% |
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>75% - 80% |
1.00% |
1.50% |
3.00% |
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>80% - 85% |
2.00% |
2.50% |
3.50% |
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>85% - 90% |
3.00% |
3.50% |
4.50% |
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>90% - 95% |
4.50% |
N/A |
N/A |
Calculator and LoanApp login
Standard calculator
LoanAppAll applications must be submitted via LoanApp
Calculator and LoanApp login
Standard calculator
LoanAppAll applications must be submitted via LoanApp