Note, due to capacity restraints, Granite will no longer be accepting or approving any NDIS applications after 5pm AEDT 24 January 2025. Any pipeline applications not unconditionally approved past this date will be withdrawn.
NDIS properties are recognised as a solid rental-yielding property type. Our NDIS product is available for both established Residential NDIS compliant property and for construction of Residential NDIS compliant property.
Key features
70% of Gross NDIS rental used in servicing
Offset accounts and multiple loan split
Redraw facilities
Visa Debit card
Online access available
Key features
Flexible repayments
Offset accounts and multiple loan split
Redraw facilities
Visa Debit card
Online access available
Quick links
Full features and benefits
Loan features |
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Borrower |
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Optional features |
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Repayment features |
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Cash out |
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Number of NDIS per investor household |
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NDIS / Co-Living Established
Lender Protection Fees - Charged as a % of total loan amount |
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Established |
Owner Occupied |
Investment |
SMSF |
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>00% - 75% |
0.00% |
0.00% |
0.00% |
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>75% - 80% |
0.00% |
0.00% |
0.00% |
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>80% - 85% |
1.50% |
2.00% |
2.50% |
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>85% - 90% |
2.50% |
3.00% |
3.50% |
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>90% - 95% |
4.00% |
N/A |
N/A |
NDIS/Co-Living Construction
Lender Protection Fees - Charged as a % of total loan amount |
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Established |
Owner Occupied |
Investment |
Multi-Dwelling |
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>00% - 75% |
0.50% |
1.00% |
2.50% |
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>75% - 80% |
1.00% |
1.50% |
3.00% |
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>80% - 85% |
2.00% |
2.50% |
3.50% |
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>85% - 90% |
3.00% |
3.50% |
4.50% |
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>90% - 95% |
4.50% |
N/A |
N/A |
Calculator and LoanApp login
Standard calculator
LoanApp
All applications must be submitted via LoanApp
Calculator and LoanApp login
Standard calculator
LoanApp
All applications must be submitted via LoanApp