- Fixed and variable rates
- Flexible repayments
- Offset accounts and multiple loan split
- Redraw facilities
- Visa Debit card
- Online access available
This is available for owner-occupiers, looking to purchase or refinance. Available to clear credit, full documentation individuals, companies, or trusts.
Easy Refinance is available for seasoned loans over 12 months old where we’re reducing the interest rate and repayment.
Full features
Loan features
- Loan type: Principal and interest or Interest only, Residential or Investment, fixed rate
- Maximum loan term: 30 years
- Maximum LVR*: 90% (including LMI)
- Maximum loan amount*: $3,000,000
- Minimum loan amount: $150,000
- LMI applicable: >80% (Payable in full at settlement OR capitalised within the product LVR and loan amount)
- Easy Refi: Available if existing loan is over 12 months and good conduct
- 80% of rental used (70% for holiday accommodation) (Investment Only)
- Construction/vacant land: Yes
Borrower
- Offset account available
- Optional redraw facilities
- Visa Debit card available
- Multiple loan split option
Repayment features
- Repayment frequency: weekly, fortnightly, monthly
- Transaction functionality: Unlimited transactions via internet, phone, BPay, debit card, ATM
- Make additional payments: Unlimited on variable rate splits. $20,000 p.a. for fixed rate splits
- Repayment method: Salary credit/direct debit
- Cash out available: Yes
Calculator
Loanapp
All applications must be submitted via Loanapp
